WHAT ARE POSSIBLE TITLE DEFECTS

Some common hidden risks that are protected under a title policy:

False impersonation - not the true owner of the property
Forged Deeds, Releases, and other documents
Deeds by persons of Unsound mind
Deeds by minors
Invalid documents - (power of attorney expired)
Deeds by supposedly single persons - actually married
Fraud
Liens for Unpaid Estate Inheritance and Gift Taxes - against Prior owners of the home
Unrecorded Easements - rights of way
Undisclosed Heirs - heirs of former owners home or land on which the home is located

It is particularly important for you to purchase title insurance if you are buying a property from a foreclosure or from an estate sale.   In these cases there is no "seller" to whom questions can be posed regarding past transactions.